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A systematic withdrawal plan converts a corpus into a monthly income. The question is whether the corpus outlives you, or the other way round.
Your inputs
₹
₹1.00 L₹10.00 Cr
₹
₹1,000Sustainable: ₹66,225₹10.00 L
%
0%20%
yrs
1 yrs40 yrs
Balance after term₹3,43,42,538
- Total withdrawn
- ₹1,80,00,000
- Sustainable withdrawal
- ₹66,225/mo
- Months lasted
- 360
- Ending balance
- ₹3,43,42,538
Balance against cumulative withdrawals
Where the lines cross, you have taken out more than remains.
The corpus survives the full term
At ₹50,000 a month you are drawing no more than the corpus earns, so the capital is never eroded.
Withdrawals are taken at the start of each month, before that month's return is credited — the conservative ordering. Assumes a constant rate, which real markets do not provide.
Projections are illustrative and assume a constant rate of return. Actual returns vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.