Wealth that compounds, endlessly.
Sea Wealth builds goal-based portfolios on research rather than product pushes — mutual funds, SIPs, protection and retirement, managed as one picture by an advisor accountable to you.
- AMFI Registered Mutual Fund Distributor
- Goal-based, research-led advice
- Equity58%
- Debt27%
- Gold15%
Where the market is today
Indicative index levels, updated through the trading session.
Six mandates, one coherent plan
Every service below feeds the same picture of your finances, so decisions in one place account for the others.
Mutual Funds
Research-led fund selection across equity, debt and hybrid categories — built around your mandate, not a product push.
- Category-level research
- Direct & regular plans
- Quarterly reviews
SIP Investment
Automate the habit that does the heavy lifting. Start small, step up annually, and let compounding compound.
- Auto step-up
- Goal tagging
- Pause & resume
Insurance
Protection sized to your actual liabilities and dependants — term, health and critical illness, without the upsell.
- Needs-based cover
- Claims assistance
- Annual re-assessment
Retirement Planning
A corpus and a drawdown plan that survive inflation, longevity and the years markets do not cooperate.
- Corpus modelling
- Withdrawal strategy
- Inflation-adjusted
Tax Saving
Use every legitimate deduction available to you, chosen for returns first and the tax break second.
- ELSS & 80C planning
- Capital gains harvesting
- Regime comparison
Wealth Management
A single view of everything you own, with a dedicated advisor accountable for the whole picture.
- Consolidated reporting
- Dedicated advisor
- Estate coordination
A process, not a product pitch
The same four steps for every client, whether you are starting with ₹5,000 a month or consolidating a portfolio built over decades.
Understand
A conversation about your income, liabilities, dependants and what you actually want money to do.
Profile
We map your risk appetite and time horizons, then translate them into a target asset allocation.
Build
Funds are selected on category-level research and tagged to specific goals, not sold off a shelf.
Review
Quarterly reviews rebalance drift and adjust for life changes — new job, new home, new child.
Turn assumptions into numbers
Planning tools that take an assumption and give you a number. These are the ones people reach for most.
Lump Sum Calculator
Work out what a one-off investment is worth at the end of your horizon.
SWP Calculator
Model a systematic withdrawal plan — how much you can draw, and how long the corpus lasts.
What clients actually say
Shared with permission. We only publish quotes from clients who have agreed to be named.
They were the first advisors who asked what I wanted the money for before recommending anything. Four years on, my retirement plan still makes sense to me.
The quarterly review is the part I value most. Nothing drifts for long, and I always understand why something changed.
I came in with eleven scattered folios and no idea what I owned. Consolidating them into one goal-tagged view changed how I think about saving.
Start with one goal.
Tell us what you are saving for and we will show you the monthly number that gets you there — no obligation, no product pitch.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.