Know yourself

What risk can you actually carry?

Not what you are willing to tolerate on a good day — what your horizon, income and obligations can absorb on a bad one.

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The questionnaire is scored locally. No answers are stored or transmitted, and you do not need to give us your details to see the result.

Question 1 of 80% complete

When will you need most of this money?The single strongest determinant of how much equity is appropriate.

Scores range from 8 to 40. Nothing is sent anywhere — the result is calculated in your browser.

The scale

Published in full so you can see where your result sits rather than taking a label on trust.

8–15

Protecting capital matters more to you than growing it quickly.

16–21

You want growth, but not at the cost of sleeping badly.

22–28

You can accept real volatility in exchange for real growth.

29–34

Long horizon, stable income, and you have held through a fall before.

35–40

Maximum long-run growth, with volatility you have decided to accept.

It tells you the shape of the portfolio. Which funds, in what order, and how to fund competing goals is the next conversation.

Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.